Sometimes news is so interesting you need a night to ponder on it. Yesterday’s announcement that Indiana reached an agreement with CMS to expand its Medicaid program to the ACA-levels (138% of the Federal Poverty Level) was a big surprise and carries with it some very real, long-term implications. The Indiana model creates two new Medicaid pools: Health Indiana Plan (HIP) Basic and HIP Plus. HIP basic will be made only available to individuals making less than the federal poverty level and includes coverage of all essential health benefits,… More